Us Bank Mobile Deposit
How mobile deposit works
Explore these simple steps to deposit checks in minutes.
In its 2021 Mobile Deposit Benchmark report, the firm wrote, “It’s clear that U.S. Bank has taken the importance of mobile banking very seriously and truly demonstrates what a powerful tool mobile deposit can be for customers. Effortless to use and confidently designed, the bank’s consistent improvements have brought it to the top.”. Mobile Check Deposit is available 24/7/365, but the funds availability of the accepted deposit is subject to the following processing cut-off times: Deposits submitted and accepted before 9:00 p.m. Central on a Business Day – generally, the first $200 of your total daily. The process for depositing a money order using a mobile app is the same as depositing a check. The general steps are: Sign the back of the money order and write your bank account number beneath your signature. Open the mobile app and take photos of the front and back of the money order.
Effective July 1, 2018, the Federal Reserve Board made amendments to Regulation CC providing clarification on the requirements of mobile deposit endorsements and who has liability in the event of a duplicated check deposit. Mobile check deposit With the U.S. Bank Mobile App, it’s easy, fast and free.
1. Download the Wells Fargo Mobile app to your smartphone or tablet.
2. Sign on to your account.
3. Select Deposit in the bottom bar. Or, use the Deposit Checks shortcut.
1. Select an account from the Deposit to dropdown. If you have set up a default account, it will already be pre-selected.
Us Bank Mobile Deposit Fee
2. If you want to create or change your default account, go to the Deposit to dropdown and select the account you want to make your default, then select Make this account my default.
1. Enter the check amount. Your account’s remaining daily and 30-day mobile deposit limit will also display on the screen.
2. Make sure the amount entered matches the amount on your check, and select Continue.
1. Sign the back of your check and write “For Mobile Deposit at Wells Fargo Bank Only” below your signature (or if available, check the box that reads: “Check here if mobile deposit”).
2. Take a photo of the front and back of your endorsed check. You can use the camera button to take the photo. For best results, use these photo tips:
• Place check on a dark-colored, plain surface that’s well lit.
• Position camera directly over the check (not angled).
• Fit all 4 corners inside the guides on your mobile device’s screen.
1. Make sure your deposit information is correct, then select Deposit.
2. You’ll get an on-screen confirmation and an email letting you know we’ve received your deposit.
Us Bank Mobile Deposit Cut Off Time
3. After your deposit, write “mobile deposit” and the date on the front of the check. You should keep the check secure for 5 days before tearing it up.
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Mobile deposit is only available through the Wells Fargo Mobile® app. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement for other terms, conditions, and limitations.
LRC-0620