Union Bank Of India Interest Rates On Saving Account

4/11/2022

Citizens Charter of Union bank of India Right to Information Act Vigilance & Systemic. Interest rates are subject to change. Saving Bank deposits rates w.e.f. IDFC First Bank Savings Account. On balance amount of up to Rs 1 lakh, IDFC First Bank provides an interest rate of up to 6 percent, on balance amount higher than Rs 1 lakh up to Rs 10 crore the.

Union Bank Savings Interest Rates
Union Bank Of India Nre Saving Account Interest Rates
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Products Personal Savings Flexi Deposit Scheme (SBNFD)

Union Bank Savings Interest Rates

Savings Flexi Deposit Scheme (SBNFD)

Integrated features of the Savings Deposit and Fixed Deposit, namely liquidity with higher interest returns on surplus funds.

Eligibility	Individuals, Non-Government bodies/Organisations/Bodies are eligible to open savings bank accounts.
Minimum balance in SB	Rs 50,000/-
Sweep Out amount	Minimum of Rs 10,000 and in multiples of Rs 10,000 Up to Rs 1 Crore per day.
Periodicity of Sweep out	Daily
Sweep in amount	Rs.5,000/ and in multiples of Rs 5,000/-
Period of Term Deposit	46 days to 1 year
Type of Debit card	Classic card
Debit Card charge	Issue charge –Free Annual Maintenance charge –As per applicable charges.
Access to own Bank ATM	8 transactions (financial) per month Free.
Access to other bank ATM	3 transactions (financial + non-financial) per month at Metro or 5 transactions(financial + non-financial) per month at other centres are Free
ATM Cash Withdrawal Limit	Rs 25,000/- Per day
ATM POS Limit	Rs 50,000/- Per Day
Free Personal Accident Insurance (Death) with debit card*	Rs 2 Lakhs (by bank), Rs 1 Lakhs (additional by RuPay).
SMS banking charges	As per applicable charges
Personalized Cheque Leaves	60 leaves per year FREE.
DD	As per applicable charges.
RTGS, NEFT	Unlimited FREE
IMPS	As per applicable charges
Penalty for non-maintenance of min balance	NIL
Account closure -within 14 days or after 12 months	Nil
Account closure -Between 15 days to 12 months	As per applicable charges.

*Personal Accident insurance with debit card is subject to terms and conditions of debit card policy/usage and policy of RuPay which may change from time to time.

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Savings Account

Union Bank Of India Nre Saving Account Interest Rates

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Best Savings Account Interest Rates

Interest Rates - Deposit

Interest rates effective from 15/12/2020 (Percentage per Annum)

Period	< Rs. 2 Cr
7 – 14 Days	3.00
15 – 30 Days	3.00
31 – 45 Days	3.00
46 – 90 Days	3.75
91 - 120 Days	4.25
121 to 180 Days	4.30
181 Days to <1 Year	4.50
1 Year	5.25
>1 Year to 2 Years	5.30
>2 Year to 3 Years	5.50
>1 Year to 3 Years	-
>3 Years to 5 Years	5.55
>5 Years to 10 Years	5.60

Interest rates are subject to change. Hence depositor will ascertain the rates as on the date of placement from the website.
Aggregate value of deposits placed by a depositor on the day for an identical tenor will be taken for deciding applicable interest rate.
For interest rates for deposits of Rs. 2 Crores and above, Please contact our nearest branch.

Interest is calculated on daily product basis and is credited on quarterly basis in the months of April, July, October and January every year.

Saving Bank deposits rates w.e.f. 31.03.2020

On balance upto & including Rs. 25.00 lakhs	3.00% p.a.
On balance above Rs. 25.00 lakhs

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