Union Bank Cd Rates
Certificates of Deposit A Union Bank CD offers you a flexible savings option with a fixed rate of return, competitive interest rates, and a great lineup of options, running from three months to five years. Best of all, you can get started for as little as $500.00 and interest may be credited to another Union Bank account or compounded. How Union Bank’s CD rates compare The only CD term worth considering at Union Bank is its 18-to-23 month certificate, but you’ll need to deposit a minimum of $10,000 to even qualify for that one. If not, other banks and credit unions offer much more competitive rates in wide ranges of terms and with lower minimum opening deposits. Find out more on the current CD, loan and mortgage rates here or visit our site to learn more! Union Bank Attn: Operations 1011 Red Banks Road Greenville, NC 27858. Lost or Stolen Card Debit Cards – 1-888-297-3416 Credit Cards – 1-800-854-7642, option 1 Gift Cards – 1-855-887-1836.
- Union Bank Cd Rates San Diego
- Union Bank Cd Rates 2020
- Union Bank Cd Rates
- Union Bank 12 Month Cd
- Union Bank Cd Rates Promotion
- Union Bank Cd Rates Renton
Guaranteed rates: See more of the green
Earn 0.50% APY* with our 16-month CD on balances $1,000 to $24,999.99. Check out our other promotional CDs below and our full listing at the bottom of the page to select the rates and terms that suit you best.
0.35% APY* on a 9 month CD for balances over $25,000
$25,000 and over. You must maintain a daily minimum balance of $100 to obtain the APY.The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Minimum opening balance is. Deposits insured by FDIC up to $250,000 per depositor, per FDIC insured bank, per ownership category. DIF (Depositors Insurance Fund) insures your savings that exceed the FDIC limit In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes) in New England ( including Massachusetts, New.
0.60% APY* on a 16 month CD for balances over $25,000
0.75% APY* on a 27 month CD for balances over $25,000
Union Bank Cd Rates San Diego
0.90% APY * on a 60 month CD for balances over $25,000
| CD & IRA Specials | Effective as of December 24, 2020 | |
| $1000 minimum to open | ||
| Term | $1000 - $24,999.99 APY* | $25,000.00 and over APY* |
| 12 month | 0.45% | 0.55% |
| 16 month | 0.50% | 0.60% |
| 27 month | 0.65% | 0.75% |
| 60 month | 0.80% | 0.90% |
*The Annual Percentage Yield (APY) is based on quarterly compounding. Unless otherwise noted, you must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings.
Open a CD Online
15-Month Access CD
Union Bank Cd Rates 2020
Get 0.50% APY* on new money to UBT
If rates rise or you just need to access your money, you can do it as often as once a week. Only new money to UBT eligible with a $10,000 minimum to open.
*Annual Percentage Yield (APY) is based on quarterly compounding. $10,000 minimum initial deposit with $1,000 minimum balance required. Minimum withdrawal of $1,000. Withdrawals may be made without penalty every 7 days. Withdrawals made within 6 days of opening or following a withdrawal will be assessed a penalty, which may reduce earnings. Not available for Public Funds.
Effective as of December 24, 2020
Rates for certificates of deposit & individual retirement accounts (IRAs)
| TERM | $1,000-$24,999.99 APY* | $25,000 & OVER APY* |
|---|---|---|
| 3 months (CD only) | 0.15% | 0.25% |
6 months | 0.20% | 0.30% |
| 9 months | 0.25% | 0.35% |
| 10 months | 0.30% | 0.40% |
| 11 months | 0.40% | 0.50% |
12 months | 0.45% | 0.55% |
| 13 months | 0.45% | 0.55% |
| 15 months | 0.50% | 0.60% |
| 15 months Access** (CD only) | 0.50% | $10,000 min to open (new money) |
| 16 months | 0.50% | 0.60% |
| 17 months | 0.50% | 0.60% |
18 months | 0.50% | 0.60% |
| 19 months | 0.55% | 0.65% |
| 20 months | 0.60% | 0.70% |
| 22 months | 0.65% | 0.75% |
| 24 months Open Online | 0.65% | 0.75% |
| 27 months | 0.65% | 0.75% |
| 30 months | 0.75% | 0.85% |
| 36 months | 0.80% | 0.90% |
| 48 months Open Online | 0.80% | 0.90% |
| 60 months Open Online | 0.80% | 0.90% |
Variable Rate Individual Retirement Accounts | ||
| 18 month Variable*** | 0.55% | 0.65% |
*The Annual Percentage Yield (APY) is based on quarterly compounding. Unless otherwise noted, you must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings.
**The Access CD offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. Requires $10,000 minimum to open
***Variable Rate IRA rate is subject to change after the account is opened. No minimum balance required to open account or obtain APY.
CDARS Program
Make large cash deposits quickly and confidentially
If you have more than $250,000 to invest and you want it insured under the FDIC, CDARS (the Certificate of Deposit Account Registry Service) can help.
- Make a large deposit quickly and confidentially through UBT
- Enjoy full FDIC insurance, up to $30 million
- Work directly with UBT as your one trusted contact for your investments
COVID-19 Relief
We know things are still rocky. We’re here to help our customers avoid further financial hardship. Please contact us to discuss your situation further.
We will send a maturity notice by mail two weeks prior to maturity.
The grace period on a Certificate of Deposit is the maturity date plus 10 calendar days.
CDs offer a few advantages.
- CDs typically pay a higher interest rate than other FDIC insured deposit products. Usually, the higher the rate, the longer the term.
- Your returns are guaranteed. You will know exactly how much money you will earn by the time the CD matures.
- CDs also have the security of being FDIC-insured up to the maximum limits.
7-90 day CD - All interest is lost
3-9 month CD - 92 days' worth of interest is lost
10-60 month CD - 182 days' worth of interest is lost
Yes, you can have interest direct deposited into your checking account or reinvested into your current CD
Interest is applied to Certificates of Deposit quarterly and at maturity.
Making your money work as hard as possible is important. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.
Simple CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. Our Simple CDs offer our highest APY for the term of the CD but are not eligible for the potential year-end Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.40% | 0.40% |
| 12 Months | 0.50% | 0.50% |
| 18 Months | 0.55% | 0.55% |
| 24 Months | 0.60% | 0.60% |
| 36 Months | 0.75% | 0.75% |
Standard CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.33% | 0.33% |
| 12 Months | 0.42% | 0.42% |
| 18 Months | 0.46% | 0.46% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
Union Bank Cd Rates
Bump Rate CDs
Union Bank 12 Month Cd
The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 48 Months | 0.72% | 0.72% |
| 60 Months | 0.80% | 0.80% |
Youth CDs
Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.58% | 0.58% |
| 12 Months | 0.71% | 0.71% |
HSA CDs
Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 12 Months | 0.42% | 0.42% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
| 48 Months | 0.72% | 0.72% |
Union Bank Cd Rates Promotion
An HSA CD can be opened by calling us or stopping by.
Union Bank Cd Rates Renton
While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. ↩︎↩︎2↩︎3↩︎4↩︎5
Rates are subject to change on a daily basis. ↩︎↩︎2↩︎3↩︎4↩︎5
APY assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal. ↩︎↩︎2↩︎3↩︎4↩︎5